Alternatives to banks

newspaper: Frankfurter Allgemeine Zeitung v. 23.9.2009

Appraisals of the business situation in Germany have brightened in September. However, the most banks are still restrictive in expanding a loan to enterprises. Especially in the present economic crises, alternative financing solutions like leasing and factoring are more and more attractive for SMEs to generate liquidity.

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Alternative zum Bankkredit (bei faz.net am 22.09.2009 veröffentlicht)

 

Generating liquidity with leasing and factoring
Comprendium offers a broad array of leasing products which allows SMEs to go ahead with their plans to invest in IT-equipment, machinery or medical technology. The advantages of leasing are clear: generating liquidity, financing the increasing pace of technical innovation without a bank loan and creating maximum space for balance sheet manoeuvre.

Furthermore, the combination of both leasing and factoring allows enterprises to enlarge their refinancing possibilities. Factoring is a financing instrument, which provides immediately liquidity up to 90% and allows SMEs to invest this fresh money in new strategic products. With the available liquidity early payment discounts on invoices are also possible to realize.